Brian Patey Mortgage Broker NL: The Mortgage Group

Brian Patey || December 12, 2025

The Bank of Canada hit pause. Is this as low as rates will go?

The Bank of Canada held its policy rate at 2.25% this week, a decision most had already been expecting. After four cuts over the past year, the question now isn’t what just happened, but what comes...

Brian Patey || December 03, 2025

Budget 2025. Updates that may influence your home plans this year

Budget 2025 introduces a number of changes that could shape how Canadians approach buying, refinancing, or renovating in the coming months. Some programs are ending, others are shifting, and a few...

Brian Patey || November 07, 2025

Did October’s jobs report just put Bank of Canada rate cuts on hold?

Canada’s job market picked up again in October, adding 67,000 jobs (+0.3%) and pushing the unemployment rate down to 6.9%. It marked the second straight monthly increase, reversing...

Brian Patey || November 05, 2025

How Vehicles and Other Financing Can Influence Your Home-Financing Options

When you’re looking to buy a home, or refinance, you may overlook how seemingly ordinary commitments such as a boat, truck or snowmobile play a role in your overall borrowing ability. Many clients...