Brian Patey Mortgage Broker NL: The Mortgage Group

Brian Patey || November 12, 2026

Buying or renewing a mortgage? What Budget 2026 could change

The federal budget released Thursday, Nov. 5, includes proposals that could give some homebuyers more mortgage options and make it easier for borrowers to compare offers. If you’re buying a home...

Brian Patey || November 03, 2026

Is a first home in your future? Why opening a FHSA before year-end could help

Is a first home in your future?Why opening a FHSA before year-end could helpIf buying your first home is on your list of goals, there’s one step worth considering before the year ends, even if you’re...

Brian Patey || October 28, 2026

Bank of Canada raises rates: What it means for your mortgage

For homeowners who have gained some breathing room in their mortgage budgets, today’s Bank of Canada announcement may feel like a setback. The Bank raised its policy rate by a quarter of a...

Brian Patey || September 02, 2026

The rate didn’t move. Your mortgage strategy still can.

The Bank of Canada held its policy rate at 2.25% this week, leaving borrowing costs unchanged for Canadians with variable-rate mortgages and other products tied to lenders’ prime...